ਜਰੂਰੀ ਨੁਕਤੇ ਸੁਚੱਜਾ ਮੰਡੀਕਰਨ ਅਦਾਇਗੀ ਮੰਡੀਕਰਨ ਦੇ ਖਰਚੇ ਖੇਤੀ ਕਰਜ਼ੇ KyqI iv`c ihswb ikqwb r`Kx nwl qusIN iksy vyly vI AwpxI KyqI dI AwrQk hwlq Bwv lwB Aqy hwnI qoN jwxU ho skogy[ Awmdn dy hor cMgy ivklp l`B skogy Aqy vwDU Krcy qy ingrwnI r`K skogy[ v`K-v`K DMidAW dy qulnwqimk lwB Aqy KricAW bwry jWc pVqwl kr skogy[ Agly swl leI vI suc`jI ivauNqbMdI kr skogy[ KyqI dy v`K-v`K kwrjW dw pUrw igAwn r`K skogy[ krzy dI loV dw shI AMdwzw lw skogy[ ies jwxkwrI qoN KyqI ivigAwnIAW nUM muFly AMkVy iml jwxgy jo quhwfI byhqrI leI bxweIAW jwx vwlIAW nIqIAW dw ADwr bx skxgy[ Coty Aqy sImWq ikswnW dI Awmdn vDwaux leI ku`J ivklp AwpxI KyqI mSInrI KrIdx dI bjwie KyqI syvw kyNdr qoN mSInrI ikrwey qy lY ky kMm krn nwl[ h`QIN kMm krn dI Awdq pw ky Aqy KyqI shwiek DMdy surU krky[ GrylU Kpq leI mMfI qy inrBrqw Gtw ky[ iek`iTAW ho ky mMfIkrx krn nwl Aqy svY mdd gr`up bxw ky[ krzy dI durvrqoN rok ky Aqy lok idKwvy vwly KricAW qoN bc ky[ sMXukq pirvwr nw tuu`tx dy ky[ nSybMdI, DVybMdI Aqy muk`dmybwzI Kqm krky[ KyqI au~pj dw suc~jw mMfIkrn v~K-v~K QWvW qy v~K-v~K simAW qy aupj dI lwgq Aqy vsqUAW dy BwvW nMU jwnxw ijxs nMU Ku~lI bolI rwhIN vycxw[ ijxsW nMU vycx qoN pihlW sukwauxw qy sw& krnw[ Al~g-Al~g iksmW nMU rlx qoN bcwauxw[ ijxs nMU vycx qoN pihlW qolxw jW nwpxw[ aupj dI drjwbMdI krnw[ mMfI iv~c ijxs dI ingrwnI krnw[ pRmwixq mMfI Krcy hI dyxw (ijvyN ik auqrweI Aqy s&weI dy)[ ijxs vycx auprMq ‘jy’ ( J ) Pwrm pRwpq krnw[ ijxsW dIAW FyrIAW dI rihMd- KUMhd nMU shI vrqoN ‘c ilAwauxw[ mMfIkrn dw kMm pirvwr dy pVHy ilKy mYNbr dy ijMmy lwauxw[ sihkwrI mMfIkrn sBwvW bnwauxIAW[   ikswnW nUM ijxs dI is`DI qOr qy AdwiegI ‘dI pMjwb styt AYgrIklcrl pRoifaUs mwrikts (jnrl) rUl 1962’ dy inXm 24 dy sb-inXm 11 iv`c srkwr v`loN kIqI geI soD Anuswr hux ijmINdwr AwpxI vycI geI ijxs dI AdwiegI KrIddwr pwsoN is`Dy qOr qy Awpxy bYNk Kwqy iv`c lY skdw hY[ ies vwsqy ijmINdwr nMU kxk Aqy Jony dy sIjn SurU hox qoN 45 idn pihlW Pwrm ‘AY~s’ Brky mwrkIt kmytI iv`c dyxw hovygw[ ies Pwrm iv`c ijmINdwr nUM Awpxw nwm, pqw, bYNk dw nwm, bYNk Kwqw nM: Aqy bYNk dw AweI AY~P AY~s sI ( IFSC ) kof dyxw hovygw[ iesqoN ibnW hor PslW leI ijmINdwr ieh shUlq bolI dy smyN qy hI lYy skdw hY[ ielYktRoink klIArYNs rwhIN AdwiegI ijmINdwr dy Kwqy iv`c is`Dy qOr qy clI jwvygI[ cY~k rwhIN AdwiegI sbMDI KrIddwr vloN ijmINdwr jW sbMDq mwrkIt kmytI nMU do idnW dy AMdr-AMdr cY~k id~qw jwvygw[ mwrkIt kmytI ies cY~k nMU iqMn idnW dy AMdr-AMdr sbMDq ijmINdwr nMU hr hwlq iv~c dyx leI ijMmyvwr hovygI[ mwrkIt kmytI vloN is~DI AdwiegI sbMDI vyrvw bolI rijstr iv~c vI drj kIqw jwvygw[ AwVHqIAW vloN KrIddwr nMU itRpl AweI (III ) Pwrm jwrI kIqw jwvygw ijs iv`c is~DI AdwiegI sbMDI vyrvw id~qw jwvygw[ ikswnW Aqy KrIddwr vloN v`K-v`K PslW leI id`qy jwx vwly mMfI lybr dy Krcy* (rupey/iekweI) lVI nM. &sl iekweI dw Bwr (iklogRwm) ikswnW duAwrw id`qy jwx vwly Krcy ^rId eyjMsIAW duAwrw id`qy jwx vwly Krcy luhweI sPweI (pRqI JwV) frYisMg ku`l Krc qulweI Aqy BrweI borIAW dI islweI ijxs dI ldweI ku`l Krc 1 Jonw 35 2.18 3.91 (pwvr klInr nwl) - 6.09 6.14 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) 1.72 9.30(mSIn rwhIN) jW 8.95 (h`QW nwl) 37.5 2.37 4.20 (pwvr klInr nwl) - 6.57 6.58 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) 1.85 9.87 (mSIn rwhIN) jW 9.52(h`QW nwl) 50 2.99 5.20(pwvr klInr nwl) - 8.19 7.23 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) 2.50 11.17 (mSIn rwhIN) jW 10.82 (h`QW nwl) 2 kxk, bwjrw, guAwrw m~kI, Coly, msr, mMUgI, mWh, moT Aqy Arhr 50 2.18 3.91 - 6.09 6.14 1.44(mSIn nwl) jW 1.09 (h`QW nwl) 1.72 9.30 (mSIn rwhIN) jW 8.95 (h`QW nwl) 3 kxk 30 1.33 2.33 - 3.66 3.67 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) 1.04 6.15 (mSIn rwhIN) jW 5.80 (h`QW nwl) 4 sroN, qorIAw, qwrwmIrw, iql Aqy jvwr 40 2.18 3.91 (pwvr klInr nwl) - 6.09 6.14 1.44(mSIn nwl) jW 1.09 (h`QW nwl) 1.72 9.30(mSIn rwhIN) jW 8.95(h`QW nwl) 5 jON 35 2.18 3.91 (pwvr klInr nwl) - 6.09 6.14 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) 1.72 9.30 (mSIn nwl) jW 8.95 (h`QW nwl) 6 mUMgPlI 25 1.17 1.30 (h`QW nwl) 0.93 3.40 3.44 1.44(mSIn nwl) jW 1.09 (h`QW nwl) - 4.88 (mSIn nwl) jW 4.53 (h`QW nwl) 7 su`kIAW imrcW 10 1.17 1.30 (h`QW nwl) 0.93 3.40 3.44 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) - 4.88(mSIn nwl) jW 4.53 (h`QW nwl) 8 hrIAW imrcW 30 1.17 1.30 (h`QW nwl) 0.93 3.40 3.44 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) - 4.88 (mSIn nwl) jW 4.53 (h`QW nwl) 9 kpwh 40 2.99 - 2.45 5.44 6.51 - - 6.51 10 sUrjmuKI bIj 40 3.22 3.40(pwvr klInr nwl) - 6.62 7.06 1.44(mSIn nwl) jW 1.09 (h`QW nwl) - 8.50 (mSIn nwl) jW 8.15 (h`QW nwl) 11 hor &slW (Pl, sbjIAW, su`ky Aqy hry cwry qoN ibnw) - 1.64 1.76 (pwvr klInr nwl) - 3.40 3.54 1.44 (mSIn nwl) jW 1.09 (h`QW nwl) - 4.98 (mSIn nwl) jW 4.63 (h`QW nwl) *pMjwb mMfI borf vloN 9-9-2021 nUM iPks kIqIAW drW dy muqwibk KyqI krzy sbMDI nukqy KyqI krzw lYx leI Adwry sMsQwgq Adwry: ipMfW dIAW sihkwrI sBwvW sihkwrI KyqIbwVI ivkws bYNk srkwrI bYNk pRweIvyt bYNk gYr-sMsQwgq Adwry: AwVHqIey/SwhUkwr ivaupwrI/dukwndwr irSqydwr/im~qr, Awid Adwry dI cox dy ADwr G~t ivAwz Aqy sOKIAW SrqW sihkwrI Aqy srkwrI AdwirAW nMU pihl krzy dI iksm Aqy loV dy ADwr ‘qy (G~t, drimAwny jW lMby Arsy leI) TIk smyN isr auplbDI dy ADwr ‘qy ku~J hor nukqy lwhyvMdI nMU m~dynzr r`Ko qW ik vwpsI AswnI nwl Aqy smyN isr hovy krzw TIk Aqy smyN isr lYxw cwhIdw hY krzy dI vrqoN shI mMqv leI hoxI cwhIdI hY ihswb-ikqwb pRqI cukMny hox dI loV hY (Kws qOr qy pRweIvyt AdwirAW nwl) ikSqW dI AdwiegI, hox vwlI Awmdn nwl myl KwxI cwhIdI hY Coty ikswn Brwvo! sihkwrI AdwirAW qoN ibnW ivAwz krzw lE hwVHI: 50,000 rupey q`k        swauxI: 50,000 rupey q`k ipCly swlW ‘c ivAwz dI dr: 4 pRqISq hux: koeI ivAwz nhIN